The Utility endpoints provide a collection of helpful tools for common payment and security-related tasks that don't require storing or processing sensitive data. These endpoints are ideal for simplifying development workflows and improving the security of your applications.

Utilities include features such as validating payment card numbers using the Luhn algorithm and generating cryptographically secure passphrases for protecting your encryption keys. Because these endpoints do not process or store cardholder data, they do not introduce PCI DSS scope and can be used freely throughout your applications wherever needed.